What EIS (SIP) is
EIS — the Employment Insurance System, or SIP (Sistem Insurans Pekerjaan) — is Malaysia’s employment insurance scheme under the Employment Insurance System Act 2017 (Act 800). It pays benefits if you lose your job. Both you and your employer contribute 0.2% of your monthly wage, up to the RM6,000 ceiling.
How EIS is calculated
EIS uses RM100 assumed-wage bands. Take the band top — the next RM100 above your wage, capped at RM6,000 — subtract RM50, and take 0.2% of that. The employee and the employer each pay that amount, capped at RM11.90 each (RM23.80 in total). EIS covers employees aged 18 to 60.
Calculate your EIS contribution
Worked examples
Each side pays the same amount. The assumed wage is the band top — the next RM100 above the wage, capped at RM6,000.
| Monthly wage (RM) | Assumed wage (RM) | Employee (RM) | Employer (RM) | Total (RM) |
|---|---|---|---|---|
| 500 | 500 | 0.90 | 0.90 | 1.80 |
| 1,000 | 1,000 | 1.90 | 1.90 | 3.80 |
| 3,000 | 3,000 | 5.90 | 5.90 | 11.80 |
| 6,000 | 6,000 | 11.90 | 11.90 | 23.80 |
Rates and coverage (2026)
| Employee group | Employee share | Employer share |
|---|---|---|
| Malaysian / PR, 18–60 | 0.2% | 0.2% |
| 60 and above | Not covered | Not covered |
| Foreign workers | Not covered | Not covered |
Wages below RM400 use the small-band amounts in the Act 800 Second Schedule, which this calculator does not cover — if your wage is below RM400, check your payslip or the PERKESO ASSIST portal. No exemption beyond the groups above is claimed here.
EIS vs SOCSO, EPF and PCB
EIS is employment insurance for job loss. SOCSO (PERKESO) is social security for workplace injury and invalidity. EPF is retirement savings. PCB is monthly income tax deducted by your employer. They are four different deductions on the same payslip — see the PCB vs contributions guide for the full distinction, and the net salary calculator for all four combined.
This is an independent estimate aid, not a PERKESO publication and not financial advice. Verify personal figures on your payslip and at perkeso.gov.my.
FAQ — EIS calculator 2026
Q: How is EIS (SIP) calculated?
A: Take the assumed monthly wage — the next RM100 above your wage, capped at RM6,000 — subtract RM50 and take 0.2% of that. The employee and the employer each pay that amount. On RM3,000 that is RM5.90 each; on RM6,000 it is RM11.90 each, the cap.
Q: What is the maximum EIS I can pay in a month?
A: RM11.90 from the employee and RM11.90 from the employer — RM23.80 in total — reached at the RM6,000 wage ceiling. Contributions stop rising above the ceiling.
Q: Who pays EIS — me or my employer?
A: Both. EIS is 0.2% from the employee and 0.2% from the employer, so the two amounts are always equal.
Q: I am 60 or older — do I pay EIS?
A: No. EIS covers employees aged 18 to 60. If you select 60 and above, this calculator shows a not-covered message and no figures.
Q: My wage is below RM400 — why does the calculator show no figure?
A: Wages below RM400 use the small-band amounts in the Act 800 Second Schedule, which are not included in this calculator. Check your payslip or the PERKESO ASSIST portal for the exact amount.
Q: What does EIS cover?
A: EIS pays benefits if you lose your job, including a job search allowance and training support. It is insurance, not a savings account like EPF — you do not get the contributions back. Check PERKESO for the current benefit rules.
About these figures — read before relying on them
Every amount on this page is derived from the EIS rate — 0.2% from the employee and 0.2% from the employer — applied to the RM100 assumed-wage bands in the Employment Insurance System Act 2017 (Act 800) Second Schedule, with the RM6,000 wage ceiling and a cap of RM11.90 each (RM23.80 in total). The assumed wage is the band top: the next RM100 above your wage, capped at RM6,000, minus RM50. Wages below RM400 use the Act 800 small-band amounts, which are not shown here.
This page is an independent estimate aid, not a PERKESO publication and not tax advice. Verify personal figures on your payslip and the PERKESO ASSIST portal.
Official references
Related tools and guides
Net-salary calculator · Payroll calculator · SOCSO contribution table · EIS contribution table · SOCSO calculator · PCB vs contributions guide · All payroll tools